Mutual funds

Mutual Funds

Mutual fund kya hai, kaise kaam karta hai, aur kya hai Iske fayde, aayiye Jante Hain. Unit Kissa kehte hain, mutual Funds Mein investment kaise kar sakte hain, aur kaise yeah share bazaar Mein direct investment karne ke Baje Jyada safe investment Mana Jata Hai. Sada that logo ko mutual fund ka naam sunkar dar lagta hai. Aap BariKi Se Dekho to mutual fund ki main baat ye hai ki ise samajhne ke liye aap ko Real mai Darne Ki Koi Zaroorat Nahi Hai. Isliye Samjhane ke liye ek basic question ka answer dena zaroori hai ki mutual fund kya hai.

Mutual Funds kya hai

Investors ki ek Badi sankhya ke dwara Jama Paisa ko mutual fund kehte hain Jise 1 fund mein daal Diya Jata Hai. Fund manager is paise ko alag alag jagah par invest karta hai aur apni investment skills ka use Karta Hai. Mutual fund alag alag Tarah Se investment Karta Hai Jise Risk Na ke barabar hota hai aur hum iska return bi predict kar sakte hain.
Jab bahut se investors Milkar Ek fund me invest Karte Hain to fund ko barabar units Main divide kar Diya Jata Hai Jise Hum 1 unit kehte hain.

For example maan Lijiye kuch friends ek Sath property kharidne Chahte Hain. 100 square feet ki property ki value 100000 rupay hai. Ab Agar is fund ko 10 rupay ki units mein Divide karenge to 10000 unit banenge. Investors jitni Chahe utne unit apni investment ability ke anusaar kharid sakta hai. Or usi ratio main aap bhi us roperty Ke Malik Ho Jayenge.
Ab Maan Lijiye ki is 1 lakh rupaye ki investment ki kimat Badhkar ek mahine ke baad 120000 ho gayi. Ab is investment ke anusar unit Ki Keemat Nikali Jayegi Toh 10 rupay wala unit ab 12 rupaye ka ho chuka hai. Jis investor ne 1000 rupay Mein 100 unit purchase kiye the 12 rupay har unit ke hisab se ab us niveshak ke paas 1200 ho chuka hai.

Ek investor ke roop mein aap dwara invest ki Gayi Paise is baat par aadharit hai ki aap kitne unit Ke Malik hai. Isliye Ek investor be 1 unit holder ke roop mein jana Ja sakta hai.

Toh ab aap aasani se samajh sakte hain ki ek investor jo ki badi investment nahi kar pata,  uske pass Chote Chote units main investment karne ki facility hai. Iske Alawa mutual fund ka sabse bada fayda Yeh hai ki jis investor ke paas Bazaar ki knowledge Nahi Hai Wo Apna Paisa experts ke paas Chod sakta hai. Kahan Kaise aur kab investment karni hai yeh experts he decide Karte Hain.

Mutual fund kyi tarike se investment karte hain. Sabse Main Bonds and share market hain. Iske alaava Gold and Other commodities me bi investment kar sakte hain.

Funds ko Unki investment ke anusar categorise Kiya jata hai. Main hi Dept equity and balanced funds. Sabse Jyada risk equity funds Mein Hota Hai.

Growth

Haal hai ke Samay Mein mutual fund investment ke option ke roop mein bahut tezi se develop huwa hai aur Jyada Se Jyada log isme investment kar rahe hain. Iska main reason hai ki mutual fund me invest karna Aasan hai aur SIP se mutual fund me investment karna Jyada Se Jyada logo ki Pasand Banta ja raha hai. Jaha banko mein interest low Hota ja raha hai Wahan investment karne ke liye mutual fund bahut accha option hai. Lambe time tak investment kiya jaye to ye investment par sabse zyaada return Hasil karne ka jariya Ban sakta hai.

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